Wealth Math.

Finance Guides for Indian Investors.

In-depth, jargon-free guides on Indian personal finance — covering mutual fund strategies, tax optimisation, retirement planning, and more. Each guide pairs with our free calculators.

Mutual Funds

The Power of Step-Up SIP: How to Grow Your Wealth Exponentially

Learn how increasing your monthly SIP contributions by a small percentage annually can double your long-term mutual fund corpus.

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Retirement Planning

How to Plan Your Retirement: Combining SIP and SWP for Lifelong Wealth

A comprehensive guide on using Systematic Investment Plans for wealth accumulation and Systematic Withdrawal Plans for monthly retirement income.

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Income Tax

Old vs New Tax Regime in FY 2026-27: A Comprehensive Tax Savings Guide

An in-depth analysis of India's tax slab structures for FY 2026-27, detailing standard deductions, exemptions, and choosing the optimal regime.

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Tax Planning

NPS vs PPF: Which is the Best Long-Term Tax Saving Investment?

Compare the National Pension System and Public Provident Fund on returns, tax benefits under Section 80C, lock-in periods, and retirement suitability.

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Income Tax

Understanding HRA Exemption: Rules, Calculations, and Tax Saving Strategies

A complete guide to claiming tax exemptions on House Rent Allowance (HRA) under Section 10(13A), including metro rules and paying rent to parents.

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Taxation

Mutual Fund Taxation in India: Equity, Debt & Hybrid Rules

A comprehensive guide to how your mutual fund gains are taxed in India. Learn the differences between LTCG, STCG, and the tax implications on debt vs. equity assets.

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Retirement

The SWP Retirement Strategy: Creating a Tax-Free Monthly Income

Discover how a Systematic Withdrawal Plan (SWP) is a highly tax-efficient method to generate regular monthly income from your mutual fund portfolio compared to traditional pension plans or fixed deposits.

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